OUR PROGRAMS
ADAPT-PLUS LOAN
Avoid the balloon payment associated with most private money loans. Designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan for up to 30 years.
KEY FEATURES
• Great for qualifying W-2, self-employed investors and small business owners.
• Based on the property value and its revenue generating potential.
• Best alternative to hard money loans.
• Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units), Multi-Family (5+ Units), Mixed-Use, and Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive
INVEST-PRO LOAN
Our Invest Pro Loan is the best short-term solution for acquiring and improving property value. It’s designed for “fix-and-flip” investors seeking a short-term, interest-only solution that’s based on the property’s “as repaired value” (ARV).
KEY FEATURES
• Allows borrowers to finance improvements.
• Great for borrowers who need a quick close.
• An interest-only 1-year term provides lower monthly payments.
• A higher LTV than hard money lenders.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
EASY-FIX24 LOAN
With its higher LTV ratio, our Credit QuickFix Loan is designed for investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.
KEY FEATURES
• A higher LTV than hard money options. • Great for borrowers who need a quick close.
• An interest-only 24-month term provides lower monthly payments.
• Perfect for acquiring or leveraging real estate with deferred maintenance.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
QUICK50 LOAN
Our Quick50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
KEY FEATURES
• Great for borrowers with a recent bankruptcy or notice of default.
• No seasoning of ownership required.
• Improved pricing compared to our FlexPerm program.
• Derogatory mortgage history is OK.
• Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units), Multi-Family (5+ Units), Mixed-Use, and Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
